PERJANJIAN KREDIT ANTARA UNIT PENGELOLA KEGIATAN (UPK) KECAMATAN PADANG SAGO DENGAN KELOMPOK SIMPAN PINJAM PEREMPUAN (SPP) SAIYO SAKATO

Zely Diah Permata

Abstract


The credit agreement between Padang Sago Sub-District Activity Management Unit and Saiyo Sakato SPP Group includes loan and lending agreement. In the implementation of this credit agreement in case of late payment is handled jointly. The problems studied are 1) How is the implementation of credit agreement between Padang Sago District Activity Management Unit and Saiyo Sakato Women's Lending and Saving Group? 2) What are the constraints encountered in the credit agreement between the Padang Sago Sub District Activity Management Unit and Saiyo Sakato SPP Group? 3) What is the effort made to the obstacles encountered in the credit agreement between Padang Sago Sub-District Activity Management Unit and Saiyo Sakato SPP Group? The type used in this study is sociological jurisdiction. The data source consists of primary data and secondary data. Data collection technique is by interview and document study. The data obtained were analyzed qualitatively. The results concluded 1) Implementation of credit agreement must be with agreement of both parties and with agreed terms not infrequently violation of the contents of the agreement such as women's savings and loan groups can not fulfill its obligations 2) obstacles in this credit agreement the death of one member of the group and customers do not want to pay due to business factors 3) Efforts made against the constraints encountered in credit agreements that is handled jointly

Keywords : Credit Agreements, Unit Activities, Group Manager SPP


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