TANGGUNG JAWAB PT. ADIRA FINANCE PADANG TERHADAP HILANGNYA KENDARAAN BERMOTOR DALAM PERJANJIAN PEMBIAYAAN

Ramadhanti Febri Prima

Abstract


Non-bank financial institutions are more flexible and moderate funding institutions than banks that are in certain respects at a higher level of risk. The problems studied are 1) What is the criteria of loss of motor vehicles in the financing agreement that is the responsibility of PT.Adira Finance Padang? 2) What is the responsibility of PT.Adira Finance Padang towards the loss of motor vehicles in the financing agreement? This study uses a kind of sociological juridical research. The data used include primary data and secondary data, data collecting technique through interview and document study, Data is analyzed qualitatively. From the research it can be concluded that 1) The criterion of the loss of motor vehicle that is, if the loss is not deliberate of the owner of the motor, and the motor owner can show proof that it is not from negligence. 2) PT.Adira Finance's responsibility for the loss of motor vehicles as follows: Refunds, transfer of the remaining installment of the motor.

Keywords: Responsibility, PT.Adira Finance, Loss of Motor Vehicles


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