PELAKSANAAN PEMBERIAN SANTUNAN ASURANSI KECELAKAAN LALU LINTAS PADA PT ASURANSI JASA RAHARJA DI KOTA PADANG

Azlansyah Reza

Abstract


Human are always comfronted with something uncertain which got a risk. Avoid the rish it can transfer to insurance company, to traffic accident risk can transfer to Jasa Raharja Insurance. Formulation of problem in this reseach: 1)how the implementation of compensation for victim accident traffic to PT. Jasa Raharja Insurance in Padang City?2) what the obtacles in insurance compensation and how the manner solving problem to PT. Jasa Raharja Insurance in Padang City? This reseach is sociological juridical research. The data which used including primary and secondary data. Data collection technique is interviews and study documents. The data were analyzed qualitatively. The conclusion of reseach result: 1)implementation of compensation for ounded can do with overbooking or reimbursement, while for died victim and permanent disabled compensation as required;2) the obtacles in giving compensation is; a) when accident happen, victim hasn’t identity, so police report about that accident can’t be issued, the police must search information about victim and their family before; b) in handle of the claim often victim isn’t complete requirement. So, Jasa Raharja ask victim or family victim to take care of it; c) to hospital which not cooperate with Jasa Raharja, victim must pay caring before so complicate the victim.

Key words :Compensation, Accident insurance, Jasa Raharja.


References


A. Buku-Buku

A. Junaedy Ganie, 2011, Hukum Asuransi Indonesia, cetakan pertama, Sinar Grafika, Jakarta.

Abdulkadir Muhammad, 2006, Hukum Asuransi Indonesia, cetakan keempat PT CITRA ADITYA BAKTI, Bandung.

Bambang Sunggono, 2012, Metodologi Penelitian Hukum, PT Raja Grafindo Persada, Jakarta.

Djoko Prakoso dan I Ketut Murtika, 1987, Hukum Asuransi Indonesia, PT. BINA AKSARA, Jakarta.

Emmy Pangaribuan Simanjuntak, 1975, Hukum Pertanggungan, Seksi Hukum Dagang Fakultas Hukum Universitas Gajah Mada, Yogyakarta.

H.M.N. Purwosutjipto, 1996, Pengertian Pokok Hukum Dagang Indonesia Hukum Pertanggungan, cetakan ke empat, Djambatan, Jakarta.

Man Suparman Sastrawidjaja, 2003, Aspek-Aspek Hukum Asuransi dan Surat Berharga, cetakan kedua PT. ALUMNI, Bandung.

Man Suparman Sastrawidjaja dan Endang, 2003, Hukum Asuransi, P.T. ALUMNI, Bandung.

Martha Nina K, 2011, Jurus Pintar Asuransi Agar Anda Tenang, Aman, dan Nyaman, cetakan pertama, G-media, Yogyakarta.

Sentosa Sembiring, 2014, Hukum Asuransi, cetakan pertama, Nuansa Aulia, Bandung.

Soejono Abdul rahman, 2003, Metode Penelitian Hukum, Rineka Cipta, Jakarta.

Sri Rejeki Hartono, 2001, Hukum Asuransi dan Perusahaan Asuransi, cetakan keempat, Sinar Grafika, Jakarta.

Tarsis Tarmudji, 1990, Wawasan Perasuransian, cetakan pertama, IKIP Semarang Press, Semarang.

Wiryono Prodikoro, 1979, Hukum Asuransi diindonesia, PT Intermasa, Jakarta.

B. Peraturan Perundang-undangan

Kitab Undang- Undang Hukum Perdata (KUHPerdata)

Kitab Undang- Undang Hukum Dagang (KUHD)

Undang - Undang Nomor 34 Tahun 1964 tentang Dana Kecelakaan Lalu Lintas Jalan

Undang – Undang Nomor 22 Tahun 2009 tentang Lalu Lintas dan Angkutan Jalan

Undang –Undang Nomor 40 Tahun 2014 tentangPerasuransian

Peraturan Pemerintah Nomor 18 Tahun 1965 tentang ketentuan-ketentuan Pelaksanaan Dana Kecelakaan Lalu Lintas Jalan

Peraturan Menteri Keuangan No 36/ PMK. 010/ 2008 Tentang Besar Santunan dan Sumbangan Wajib Dana Kecelakaan Lalu Lintas Jalan

C. Sumber lain-lain

https: // www. jasaraharja. co. id/ layanan/ prosedur- pengajuan. Diakses pada tanggal 08 februari 2016 pukul 11:35 WIB.


Full Text: PDF

Refbacks

  • There are currently no refbacks.