PENGARUH KREDIT PERBANKAN, LAMA USAHA DAN TINGKAT PENDIDIKAN TERHADAP PENDAPATAN PENGUSAHA KECIL AYAM PETELUR DI PAYAKUMBUH

Abstract

Bank gave  credit as a solution to advance small business. Credit is necessary to businessman in developing in their business. Besides, the kredit of banking was influence to increase of income. Education was also important in producing human’s resourse up to standard. This research wanted to know the effect of banking credit, business of time and education for poultryman’sincome business in Payakumbuh.

The sample of this research poultryman that received credit from bank in Payakumbuh. The research used non probability sampling method to choose sample it was purposive sampling. The researchwas used the primary data by using quessionare. Then, in analyzing the data theresearch was used classic assumption test, analyzing regression and hypothesis test to prove the effect of independent variable to dependent variable as partial or individual.

The result of this research found the banking credit and business of time was influence to the poultryman income in Payakumbuh, besides that, the education was not influence poultryman income in Payakumbuh.

Key words :Credit banking, time business, education level, income