FAKTOR FAKTOR YANG MEMPENGARUHI VOLUME PEMBIAYAAN BERBASIS BAGI HASIL PADA PERBANKAN SYARIAH DI INDONESIA

Abstract

The main activities carried out by a bank is carrying out financing activities, the same thing happens in the Islamic banks. The main activities of the bank to survive is to do with the activity-based financing for the results. Good or bad financing activities are influenced by third-party funds, financial deposits and non-performing financing ratio. Therefore the purpose of this study is to prove the influence of third-party funds, financial deposit ratio and non-performing financing the activity-based funding for the results. This study used 11 Islamic banks are active in Indonesia. The data used are secondary data that the financial statements of each Islamic bank sampled. In order to perform hypothesis testing performed using multiple linear regression analysis model. Based on the results of hypothesis testing that was conducted found that third-party funding and financial deposit ratio significantly influence the results of activity-based financing in Islamic banking in Indonesia. The test results also show that the hypothesis of non-performing financing activities do not significantly influence the results-based financing in Islamic banking in Indonesia

Kata Kunci    Dana Pihak Ketiga, Financial Deposit Ratio, Non performing financing, Kegiatan Pembiayaan Berbasis Bagi Hasil