ANALISIS PERMINTAAN DEPOSITO BERJANGKA DALAM NEGERI PADA BANK UMUM DI INDONESIA (2009-2014)

Abstract

This research focus to analyze time deposits demand in the country at public banks in
Indonesia and the factors that affect that Gross Domestic Product, interest rate of deposit,
inflation and rupiah exchange rate. The sample of the research is a data for 6 years (24
quarter) of 2009 until 2014. By using Ordinary Least Square the analysis shows the influence
of Gross Domestic Product, inflation and the rupiah exchange rate of significant of time
deposits demand. While the influence of interest rate of deposit on insignificant deposits
demand. From this research, obtained value adjusted R² is 0,9288, it means 92,88% time
deposits demand variable can be explained by independent variable of Gross Domestic
Product, interest rate of deposit, inflation, rupiah exchange rate and the remaining fund of
7.12% described by another variables that out of equitation.
Keywords : Gross Domestic Product, interest rate of deposit , inflation, rupiah
exchange rate, time deposits demand.