PELAKSANAAN TUGAS OTORITAS JASA KEUANGAN (OJK) DALAM PENGAWASAAN KEGIATAN USAHA BANK NAGARI

Abstract

The West Sumatra Financial Services Authority (OJK) is an institution that carries out oversight of the financial services sector in West Sumatra, especially in the banking financial services sector. Bank Nagari is one of the banks in West Sumatra whose business activities are overseen by the West Sumatra OJK. Formulation of the problem (1) What is the form of the implementation of supervisory duties carried out by the OJK for the implementation of the business activities of Bank Nagari? The research method used is sociological juridical. The main data is primary data. Data collection techniques are interviews and document studies. The data obtained were analyzed qualitatively. From the results of the study it can be concluded that; (1) The implementation of OJK supervisory tasks is divided into two, namely direct supervision (on site), namely supervision of credit risk, market risk, liquidity risk, operational risk, compliance risk, legal risk, reputation risk, strategic risk, and indirect supervision (off site) which includes, if a violation or obstacle is found in the implementation of OJK's supervisory duties, it will conduct a prudential meeting with Bank Nagari. Prudential meetings are meetings conducted between supervisors and banks in order to explore information related to the process of evaluating the soundness of a bank.

Keywords: Supervisor, OJK, Bank