GUGATAN SEDERHANA PENYELESAIAN SENGKETA KREDIT PERBANKAN TERHADAP DEBITUR WANPRESTASI DI PENGADILAN NEGERI PASAMAN BARAT

Abstract

A case of default can be resolved with a simple lawsuit. A simple lawsuit is a procedure for resolving disputes in court with simple proof. The implementation of a simple lawsuit at the West Pasaman District Court has a different procedure from ordinary courts, as well as the effectiveness of using a simple lawsuit as a settlement of bank credit disputes related to default, especially broken promises. The formulation of the problem is 1) how to resolve bank credit disputes against default debtors through a simple lawsuit in the West Pasaman district court 2) how to effectively solve bank credit disputes against default debtors through a simple lawsuit process at the West Pasaman District Court. This type of research is sociological juridical. Data sources include primary data and secondary data. Data collection techniques are interviews and document study. Conclusion of the research results 1) the settlement of bank credit disputes at the West Pasaman District Court using a simple lawsuit settlement process 2) the effectiveness of simple lawsuit settlement has a major effect on resolving cases quickly and at low cost and very fast decision making.