PERLINDUNGAN HUKUM NASABAH DALAM PEMBIAYAAN MURABAHAH PADA BANK NAGARI SYARIAH DI KOTA SOLOK

Authors

  • Vandy Iksa Pratama
  • Adri Adri

Keywords:

Keywords: Protection, Law, Murabahah

Abstract

Murabahah is the sale and purchase of goods at the original price with an additional agreed profit. In murabaha, the seller must tell the cost of the product he bought and determine a level of profit in addition. The problems studied are 1) How is the legal protection for customers in murabahah financing by Bank Nagari Syariah in Solok City? 2) What are the obstacles encountered in implementing murabahah financing between customers and Bank Nagari Solok? The method used in this sociological juridical research is research conducted in the field to obtain primary data through interviews with informants using semi-structured questions. In addition, the authors also use secondary data and use qualitative data analysis methods. From the research results, it can be concluded that 1) Legal protection measures for customers in murabahah financing are carried out with a standard contract. A standard contract or standard agreement is a contract made in a printed form and in the form of a single form, where the contract contains the terms and conditions made by one of the parties, namely the bank. 2) Constraints encountered in murabahah financing, namely customer negligence in paying debts, fluctuations in competitive prices, refusal of goods by customers, delays in debt payments due to factors beyond the ability of the customer or delays in payments made intentionally and customers who are in debt are considered bankrupt .

References

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C. Sumber Lain

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www.academia.edu

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Published

2020-11-07