PENYELESAIAN KREDIT MACET PADA BANK RAKYAT INDONESIA (BRI) UNIT KABUPATEN SAROLANGUN.

Authors

  • Siva Syafira Bung Hatta University
  • Suamperi Bung Hatta University

Keywords:

Settlement, Credit, Loss, BRI

Abstract

The role banking in economic development is very important, one of the government policies is to provide capital assistance in the form of bank lending. The results show that The procedure granting credit is that the prospective debtor submits a request to the Bank, then the Bank will analyze the prospective debtor as seen from the completeness of documents, business, and collateral The factors that cause bad credit at BRI Bank are external factors, namely where the conditions business, the character of the debtor and the managerial ability of the debtor / customer. 3) Settlement bad credit by Bank BRIt: a) Collection. b) Conduct an auction for collateral. c) Make redemptions by other parties that have been agreed upon.

References

KitabuUndang-undang HukumMPerdata (KUHPerdata)

Undang- Undang Nomor 10 Tahun 1998 tentang perubahan atas Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan.

Peraturan Nomor 15 Tahun 2013 tentang Lembaga Pengolaan Informasi Perkreditan Peraturan Bank Indonesia

Peraturan Otoritas Jasa KeuangannNomor 42 Tahun 2017 tentang Kewajiban Penyusunan dan Pelaksanaan Kebijakan Perkreditan Atau Pembiayaan Bank Bagi Bank Umum

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Published

2022-08-09