PENEGAKAN HUKUM TERHADAP TINDAK PIDANA PEMBOBOLAN REKENING DENGAN MODUS OPERANDI SKIMMING OLEH POLRESTA PADANG

Abstract

ABSTRACT The crime of skimming is also known as a bank account break-in. This act is regulated in Article 11 of Law Number 30 of 2011 concerning Information and Electronic Transactions. One of the cases that occurred in the Padang Polresta area was the theft of debit or credit card information by copying the information contained on the card's magnetic strip or known as skimming. This study uses a sociological juridical approach. The data sources used are primary data in the form of interviews with investigators at the Padang Police, and secondary data in the form of criminal statistics and BAP. The data were obtained by semi-structured interviews and document studies, the data were analyzed qualitatively. From the results of the study it was concluded that: (1) The skimming crime mode was carried out by several people or groups looking for an ATM machine as a target, then using various tools to commit the crime of skimming, then the perpetrator copied the data into the card and then the perpetrator copied the data. into a new ATM card. (2) Obstacles to law enforcement, the Padang Police in tackling the crime of skimming carried out through Automated Teller Machines, are with all the limitations of human resources and other supporting media