KAJIAN YURIDIS PERLINDUNGAN HUKUM BAGI NASABAH PINJAMAN ONLINE DALAM PERSPEKTIF PERATURAN OTORITAS JASA KEUANGAN NOMOR 77/POJK.01/2016 TENTANG LAYANAN PINJAM MEMINJAM UANG BERBASIS TEKNOLOGI INFORMASI
Keywords:
Legal Protection, Loans, Online, Regulations, OJKAbstract
Online lending as a financial technology based on peer to peer lending (fintech lending). For this reason, the need for protection and supervision in this case is the Financial Services Authority (OJK), OJK issued a regulation, namely POJK Number 77/POJK.01/2016 concerning Information Technology-Based Borrowing-Lending Services. Problems: (1) What is the Legal Protection for Online Loan Customers in the Perspective of Financial Services Authority Regulation Number 77/POJK.01/2016 concerning Information Technology-Based Lending and Borrowing Services, (2) How are the Financial Services Authority's Efforts to Supervise Illegal Online Loans and Perspective of Financial Services Authority Regulation Number 77/POJK.01/2016 concerning Information Technology-Based Lending and Borrowing Services. The research method is normative juridical research. The results of the study: (1) The legal protection provided is preventive and repressive legal protection (2) OJK's efforts in supervising online loans are divided into preventive and repressive efforts.References
Jurnal
Agus Priyonggojati,2019, Perlindungan Hukum Terhadap Penerima Pinjaman Dalam Penyelenggara Financial technology Berbasis Peer To Peer Lending, Jurnal USM Law Review, Vol 2, No 2 2019
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A.Muri Yusuf, 2017, Metode Penelitian : Kuantitatif, Kualitatif dan Penelitian Gabungan, Cetakan ke-4, Kencana, Jakarta.
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Peraturan Perundang-Undangan
Undang-Undang Nomor 21 Tahun 2011 Tentang Otoritas Jasa Keuangan
Peraturan Otoritas Jasa Keuangan Nomor 77/POJK.01/2016 tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi
