PENGAWASAN OTORITAS JASA KEUANGAN ATAS PERUSAHAAN PINJAMAN BERBASIS TEKNOLOGI (FINTECH)

Authors

  • Setria Widia Yeni Bung Hatta University
  • Elyana Novira Bung Hatta University

Keywords:

Supervision, Financial Services Authority, Fintech.

Abstract

Fintech peer to peer lending is known as online lending and borrowing services that have developed significantly, various fintech products have emerged such as, mobile banking, e-banking and cellphone accounts. The formulation of the problem: (1) What is the form of OJK supervision of technology-based loan companies (fintech? (2) What is the legal protection for debtor data in technology-based loan companies (fintech)? The research method uses normative legal research methods. The results show that OJK conducts supervision to fintech peer to peer lending based on OJK Regulation No. 77 of 2016 concerning Information Technology-Based Borrowing-Lending Services. Supervision has not been maximized because there are still many illegal loan services appearing, even though they have been blocked.

References

Buku-Buku

Kasmir, 2014, Bank dan Lembaga Keuangan Lainnya, Jakarta, Raja Grafindo Persada.

Muliawan, 2019, Otoritas Jasa Keuangan, Otoritas Jasa Keuangan, Jakarta.

Perundang-Undangan

Undang-Undang Nomor 21 Tahun 2011 tentang Otoritas Jasa Keuangan

Undang-Undang Nomor 19 Tahun 2016 tentang Informasi dan Transaksi Elektronik.

PJOK Nomor 77/PJOK.01/2016 tentang Layanan Pinjam meminjam Uang Berbasis Teknologi Informasi.

Sumber Lainnya

Ernasari,dkk. 2017. Pengawasan Otoritas Jasa Keuangan Terhadap Financial Technology (Peraturan Otoritas Jasa Keuangan Nomor 77/POJK.01/2016). Diongoro law journal Vol,6

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Published

2022-03-11

Issue

Vol. 13 No. 1 (2022): KUMPULAN EXECUTIVE SUMMARY WISUDAWAN FAKULTAS HUKUM KE-77

Section

Executive Summary