PROSES PENYELESAIAN WANPRESTASI DALAM PERJANJIAN KREDIT PADA BANK NAGARI CABANG UTAMA PADANG
Keywords:
Default, Credit Agreement, Bank NagariAbstract
The provision of credit facilities provided by the Bank plays a role in increasing business capital, this is regulated in Act Number 7 of 1992 concerning Banking as amended by Act Number 10 of 1998. The type of research is sociological juridical research. Sources of data are Primary Data and Secondary Data, data collection techniques with interviews and document studies, analyzed qualitatively. The conclusions of the research are: 1) Default Settlement Efforts at Bank Nagari Main Branch Padang is to take preventive action first by conducting hearings for default acts, the settlement of defaults has never been resolved through the Court. 2) Bank Nagari seeks to protect the legal interests of the debtor, namely by explaining to the debtor the contents of the credit agreement before it is signed by both parties.References
Buku-buku
Mariam Darus Badrulzaman, 1983, Perjanjian Kredit Bank, Alumni, Bandung.
Zainuddin Ali, 12009, 1Metode Penelitian Hukum, 1Sinar1Grafika, Jakarta.
Peraturan Perundang-undangan
Undang-Undang Republik Indonesia Nomor 7 Tahun 1992 Tentang Perbankan Sebagaimana Telah Diubah Dengan Undang-Undang Nomor 10 Tahun 1998
Peraturan Bank Indonesia Nomor 23/13/PBI/2021 Tentang Rasio Pembiayaan Inklusif Makroprudensial Bagi Bank Umum Konvensional, Bank Umum Syariah, dan Unit Usaha Syariah
Sumber lain
Hasil wawancara dengan Analis Kredit & Legal Divisi Penyelamatan Kredit Kantor Pusat Bank Nagari, Bapak Revano Kasendra
Romi Johanes, 2016, Kajian Hukum Terhadap Likuidasi dan Kepailitan Bank Berdasarkan Undang-undang Nomor 10 Tahun 1998 Tentang Perbankan, Jurnal : Lex et Societatis, Vol. IV/No. 4/Apr/2016.
