ANALISIS YURIDIS TERHADAP JUAL BELI MOBIL MELALUI OVER KREDIT PADA PT ASTRA SEDAYA FINANCE BATAM (Putusan Nomor: 14/Pdt.G/2020/Pn.Btm)

Authors

  • Brigitta Tasya Prisilla Agestha S Bung Hatta University
  • Zafrinal Bung Hatta University

Keywords:

Juridical analysis, Legal consequences, Over credit

Abstract

Credit Agreement is a category of loan-borrowing or debt-receivable agreement that involves the party giving the loan (creditor) and the party receiving the loan (debtor). The credit agreement begins with making an agreement between the credit recipient and the creditor which is stated in the form of an agreement. The research uses normative juridical, characteristic of the research is descriptive analysis of primary and secondary legal material data sources. Document study data collection techniques and qualitative data analysis. The results of the study 1) the legal consequences of buying and selling cars through underhanded over-credit have consequences if there is a default and new debtors have difficulty taking BPKB at a financing institution. 2) The judge's consideration in deciding this case according to the author based on article 283 RBg, the Plaintiff has fulfilled its obligations as the recipient of this over credit, and has good faith.

References

A. Buku-buku

A. Sheeny, 2009, Fidusia Sebagai Jaminan Dalam Pemberian Kredit Di Perusda BPR Bank Pasar, Klaten.

Sunaryo, 2013, Hukum Lembaga Pembiayaan, Sinar Grafika, Jakarta.

B. Jurnal

Ida Bagus Gde Gni Wastu, 2017, Kekuatan Hukum Perjanjian Kredit Di Bawah Tangan, Acta Komitas Jurnal Hukum, Vol.2 No. 2, Desember 2021.

Ivoni Saraswati, 2015, Akibat Hukum Terhadap Perjanjian Jual Beli Obyek Jaminan Fidusia (Mobil) Yang Dilakukan Di Bawah Tangan, JOM Fakultas Hukum, Vol. 2 No. 2, Februari 2022

C. Peraturan Perundang-undangan

Undang-Undang Jaminan Fidusia Nomor 42 Tahun 1999 tentang Jaminan Fidusia.

Undang-Undang Republik Indonesia Nomor 48 Tahun 2009 Tentang Kekuasaan Kehakiman

Perpres Republik Indonesia Nomor 9 Tahun 2009 tentang Lembaga Pembiayaan.

Downloads

Published

2022-03-15