PERLINDUNGAN HUKUM TERHADAP DEBITUR ATAS DILELANGNYA BARANG JAMINAN PADA PT. PEGADAIAN AREA PADANG

Abstract

Auction at PT. Pawnshops are notified in advance, but there are several cases of auctions where the debtor does not know that the collateral has been auctioned. Problem Formulation (1) What is the Form of Legal Protection for Customers for the auction of Guaranteed Goods at PT. Padang Area Pawnshop? (2) How are the settlement efforts made in the legal protection of the debtor for the auction of collateral goods at PT. Padang Area Procurement? The research method used is sociological juridical. The results of the study (1) The form of legal protection for customers for the auction of collateral goods at PT. Pawnshops are collateral goods that are insured to guarantee their existence. PT. Pegadaian Padang Area will replace in the event of damage, loss or auction of collateral goods without notice due to negligence. (2) The implementation and settlement efforts carried out in the legal protection of the debtor for the auction of collateral goods at PT. Padang Area Pegadaian is a loan that has matured but cannot be settled by the Customer, then PT. The Padang Area Pegadaian has the right of execution to sell collateral goods through auction. If there is a dispute between the customer and PT. Pegadaian Area Padang, the efforts made can be through litigation or non-litigation