PERLINDUNGAN HUKUM TERHADAP PEMENANG LELANG BARANG JAMINAN DI PT PEGADAIAN (PERSERO) CABANG TERANDAM PADANG

Abstract

Auction of collateral goods is an attempt to return the loan money and its capital lease which is not repaid within the
specified time limit. If on the date of the auction the pawnbroker does not carry out his obligations, then the
collateral will be auctioned by the pawnee. This study aims to examine the mechanism of the auction of collateral
goods and the legal protection of knowing the collateral goods at PT Pegadaian (Persero) Terandam Padang Branch.
This research is a sociological research with a qualitative approach. Sources of data obtained from the results of
field research, namely interviews with the Head of the Customer Service Unit. The data sources used by the authors
are primary data sources and secondary data sources. The formulation of the problem that will be discussed in this
study (1) How is the auction of the object of collateral and the responsibility of the Pawnshop to the object of the
collateral being auctioned, (2) How is the legal protection of the auction of the object purchased through auction.
The auction of collateral goods is carried out in 3 stages, namely, auction notification, auction preparation, and
auction implementation. But not every auction of collateral goods can run smoothly, this is due to various obstacles
in the implementation of the auction.
Keywords: Pawn, Auction, auction winner, Pawnshop