PENYELESAIAN SENGKETA PERJANJIAN KREDIT ANTARA PIHAK BANK RAKYAT INDONESIA DENGAN PEMILIK LAHAN SAWIT DI MUARA TEBO

Abstract

ABSTRAK
Kredit is; the same arrangement of cash or bills, given the understanding or arrangement of credit between the
bank and other parties that requires the borrower to take care of obligations after a certain period of time with
premium installments.As an example of the case that the author took, at Bank BRI in the Muara Tebo area, one of
the people with the initials N, borrowed approximately Rp. 200,000,000,- (two hundred million rupiah), to Bank
BRI. By making a land certificate of 3 hectares of oil palm as collateral. Problem formulation: 1) . How is the
dispute resolution of the credit arrangement between the bank and the owner of the oil palm land in Muara Tebo? 2)
What are the legal consequences for oil palm land owners who cannot fulfill their responsibilities to the Bank? The
type of research used is sociological; data sources come from direct interviews with employees of Bank BRI data
collection techniques with document studies; the data collected were analyzed qualitatively. Conclusions: 1)
Settlement of credit disputes at Bank BRI Muaro Tebo branch is carried out amicably as per appropriate guidelines
2) In accordance with applicable regulations, the legal consequences received by the owner of the oil palm land are
that the land is sold as per the material guidelines.agreement with BRI, or auctioned off.
Kata kunci:Perjanjian, Kredit , Bank ,Bank Rakyat Indonesia.