PROSES PENYIDIKAN OLEH KEPOLISIAN RESOR KERINCI TERHADAP TINDAK PIDANA PENGGELAPAN DANA NASABAH PERBANKAN

Abstract

Embezzlement of bank customer funds including criminal acts of embezzlement of criminal acts handled by
the Kerinci Resort Police investigators in 2020. There was a criminal act of embezzling bank customer funds
of PT BRI Sungai Penuh which was handled by the Tipidter Unit with case code RES.2.2. Problem formulation
1) What is the investigation process by the Kerinci Resort Police into criminal acts of embezzlement of
customer funds against banking crimes? 2) What is the problem with the investigation by the Kerinci Resort
Police on the crime of embezzlement of customer funds against banking crimes? Types of sociological legal
research. Conclusions from the research: (1) Based on the investigation into banking crimes in the form of
embezzlement of customer funds by brother Y, the investigators apply Article 49 Paragraph (1) Paragraph (2)
Juncto Banking Law Article 374 of the Criminal Code. (2) Obstacles that occur during the investigation process
are that the bank does not provide data or customer transactions without a permit from the police of the
Republic of Indonesia and is also constrained by the time of the investigation.
Keywords : Investigator, Embezzlement, Customer, Bank