PELAKSANAAN KLAIM ASURANSI JIWA AKIBAT KECELAKAAN LALU LINTAS PADA PT. JASA RAHARJA DI KOTA PADANG

Abstract

ABSTRACT Everyone who has a traffic accident has the right to get insurance, but not everyone who has an accident knows how to claim insurance. Problem Formulation 1). PT Jasa Raharja's responsibility towards traffic accident victims? 2). What are the obstacles to the process of claiming traffic accident insurance at PT. Raharja Services? 3). How do you overcome the process of claiming traffic accident insurance at PT. Raharja Services? Types of sociological legal research/socio legal research. The data sources used are primary data and secondary data. Data collection techniques were carried out using interviews and document studies. Data was analyzed qualitatively. Research results 1). Responsibilities of PT. Jasa Raharja will pay insurance claims if the victim completes the insurance claim requirements. 2). Obstacles in the process of claiming traffic accident insurance include the victim being a minor, the victim not having a driver's license, the victim's vehicle being taxed. 3). The way to overcome the process of claiming traffic accident insurance is to complete other requirements, and if there are problems with the vehicle being taxed, you are asked to pay off the vehicle tax payment.