PENGAWASAN OTORITAS JASA KEUANGAN (OJK) TERHADAP BANK PEREKONOMIAN RAKYAT PASCA TERBITNYA UNDANG-UNDANG N0 4 TAHUN 2023 TENTANG PENGEMBANGAN DAN PENGUATAN SEKTOR KEUANGAN

Abstract

The definition of People's Economic Bank is a bank that carries out business activities conventionally or based on sharia principles and whose activities do not provide services in direct demand deposit traffic. After the issuance of Law No. 4 of 2023, BPR business activities have expanded. Problem formulation (1) What is the function of People's Economic Banks (BPR) in the banking system in Indonesia after Law No. 4 of 2023 concerning Development and Strengthening of the Financial Sector? (2) What is the supervision of People's Economic Banks (BPR) after Law No. 4 of 2023 concerning the Development and Strengthening of the Financial Sector? The type of research used is normative juridical; the data source used is secondary data; data collection techniques using document study; and analyzed quantitatively. The research results show that: (1) The function of the People's Economic Bank (BPR is placing funds with other banks, borrowing funds from other banks, or lending funds to other banks, carrying out foreign exchange business activities, making capital investments in BPR supporting institutions in accordance with regulated restrictions in statutory provisions (2) There are 3 supervision over People's Economic Banks, in normal supervision status, in restructuring supervision, in resolution status supervision.