IMPLEMENTASI RESTITUSI TERHADAP KORBAN TINDAK PIDANA PERBANKAN MELALUI KANTOR PUSAT LEMBAGA PERLINDUNGAN SAKSI DAN KORBAN (LPSK)

Abstract

Banking crimes are regulated in Articles 46 to 50 A of Law Number 10 of 1998 concerning Banking. One type of banking crime is a criminal act committed by a person or legal entity who carries out banking practices without permission from Bank Indonesia or the Financial Services Authority. The problem formulation in this research is 1). How to implement restitution to victims of banking crimes through LPSK, 2). What are the obstacles faced by LPSK in implementing restitution for victims of banking crimes, 3). How efforts are made by LPSK to overcome obstacles in implementing restitution for victims of banking crimes through LPSK. This research is sociological juridical research, using primary data and secondary data, data collection techniques were carried out using document studies and interviews then analyzed using qualitative analysis. The results of this research show: 1). Restitution for victims of banking crimes through LPSK cannot be immediately distributed to victims, because the victims who applied for restitution through LPSK were initially 488 customers, but the court ordered the losses of all 6,193 customers to be returned, 2). Obstacles faced by LPSK: a). The number of victims and human resources in LPSK is not comparable, b). Restitution from the court decision exceeds the number of victims proposed by LPSK, 3). The efforts made by LPSK to overcome human resource constraints include utilizing human resources outside of restitution services.