STATUS HUKUM KELEMBAGAAN BAITUL MAAL WAT TAMWIL ( BMT ) AYYASI DI KABUPATEN SOLOK SELATAN SEBAGAI LEMBAGA KEUANGAN MIKRO SYARI’AH

Abstract

BMT Ayyasi is Syari'ah microfinance institutions developed by public figuresindependently.From the aspect ofBaitul Maal,BMTdoing activities collection fromZakat,infaq, sadaqah and waqaf.And fromaspectsBaitul Tamwil,BMTdoing activitiesfinancing.In this regard, the problem in this study is what thelegal status of BMT Ayyasi as Syari'ahmicrofinance institutions,how the operational form Ayyasi BMT, and what constraintsinhibiting the development of BMT Ayyasi. The method used in this research is sociologicaljuridical.Results of this research is based on Article 33 paragraph (1) of the Constitution of1945, is acooperative form of BMT. However, the current legal status as a BMT wouldCooperative Financial Services Shari'ah based on Ministerial Decree Number91/Kep/M.KUM /IX/2004. BMT Ayyasi not legal status, because it is still in the process ofobtaining a legal entity to Diskoperindag. Operational form Ayyasi BMT is the managementof funding sources such as financing, raise funds, and the distribution of professionally.Constraints inhibiting the development of BMT Ayyasi arise from the internal and externalenvironment of the BMT Ayyasi. Expectations of this study is that the government should befirm to provide legal certainty to BMT, BMT and for the board itself to beabletogeneratetrust and existencetothesocietyatlarge.Keywords: Legal Status,institutional, Ayyasi BMT.