PERLINDUNGAN HUKUM BAGI KREDITUR DALAM EKSEKUSI AGUNAN KREDIT MACET YANG DIBEBANI JAMINAN HAK TANGGUNGAN PADA BANK NAGARI CABANG SOLOK

Abstract

ABSTRACT  
Banking is everything concerning the Bank, covering institutional, business activities, as well as the manner and process of carrying out its business activities. Security right is a security interest that is charged on land rights. The problems studied were: 1) how the forms of legal protection for creditors in bad loans collateral encumbered collateral security rights in Nagari Bank Branch Solok ?. 2) whether the constraints faced against legal protection for creditors in bad loans collateral a security interest in the collateral encumbered Nagari Bank Branch Solok ?. This type of research is juridical sociological data sources used include primary and secondary data. Data collection techniques with interviews and document study. The collected data were analyzed qualitatively. Results of the study: 1) form of legal protection for creditors in collateral with the right material on the land or buildings are used as collateral, so that the lender has full authority to execute the guarantee to obtain repayment of the debtor if the debtor remains bad faith. 2) the constraints faced is difficult to coordinate the mediation, mismatch prices, and the law resistance efforts by the debtor. Keywords: Banking, Protection, Execution, Mortgage.