PELAKSANAAN PELELANGAN AGUNAN NASABAH YANG KREDITNYA MACET DI BANK NAGARI CABANG PARIAMAN
Abstract
The auction is a sale of goods which is open to the public at a price quote in writing and/or oral increased or decreased to achieve the highest price, which was preceded by the announcement of the auction. From the above begs the question, namely, 1)How to auction collateral customer bad debts at Bank Nagari Branch Pariaman, 2)Are the constraints faced by banks in implementing the auction collateral bad customer loans, 3)Are the efforts of the bank before auction collateral customer bad debts ins State Auction, the method I use is a socio-juridical that a legal approach to the community in the sense of seeing the realities that exist in the community, the data derived from primary data and secondary data by using data collection through interviews and document study , analysis of data using qualitative approach. The results showed that: 1)Customer collateral auctions conducted by the Bank Nagari Branch Pariaman in accordance with the Implementing Regulations Guarantee Loan Auction through Auction No.SK/049/DIR/04-2011 and must be subjected to taxation again to set price limits, 2)Not all jurisdictions have offices and public auctions Indonesia prefers practical culture, 3)loan restructuring, taking over the assets of the debtor and the family approach.
Keywords:Auctions,Collateral,CreditLoss.
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