WANPRESTASI DALAM PELAKSANAAN PERJANJIAN KREDIT DI BANK NAGARI CABANG SUNGAI RUMBAI

Abstract

Abstract

In credit agreement between debtor with Baank Nagari Tassel River branches there happens a tort committed by the debtor. The problem for mulation consists of: 1) what are the causes of the occurrence of tort in the credit agreement on the bank of the river branch of the Nagari tassel 2) how does the settlement committed the party to the customer naagari baank who did the tort in the implementation of the agreement of credit. This research uses a type of juridical sociological research. With the source data comes from the primary and secondary data, and data collection techniques using interview and document studies and analysis used was qualitative. From the results of the study can conclude: 1) causes tort can be caused because the debtor did not implement the achievements as agreed in the credit agreement with the bank, the debtor is not a good faith which indeed will not restore credit, declining business conditions bisnia the company, and the scheduleof repayment. 2) settlement done by the bank by the bank by means of such a rescue rescheduling (extend the installment period), recondition (change some requirements), retructuring (credit amount), the drop in interest rates, the interest exemption, combination and way of settlement by way of auction guarantees undertaken the bank as much as the price of the debt the debtor.

Keywords: tort, agreement, agreement of credit.