PENGARUH PRODUK DAN PROMOSI TABUNGAN TAMARAH TERHADAP KEPUTUSAN NASABAH MENABUNG PADA KSPPS BAITUL MAAL WAT-TAMWIL (BMT) EL-USWAH DHARMASRAYA

Authors

  • Nazaruddin Aziz Sekolah Tinggi Ilmu Ekonomi KBP, Padang, Indonesia
  • Biisnillah Biisnillah Sekolah Tinggi Ilmu Ekonomi KBP, Padang, Indonesia

DOI:

https://doi.org/10.37301/jmubh.v16i2.19026

Abstract

This study aims to examine the effect of Tamara savings productsmand promotions on customer decisions to save at KSPPS BAITUL MAAL WAT-TAMWIL (BMT) EL-USWAH DHARMASRAYA.The variables used in this study are the dependent variable namely customer decisions (Y) and the independent variable consisting of the product (X1), promotions(X2). The type of data used in this study is quantitative  data. The accumulated data used in this study are  primary data from quenstionnaires and use purposive sampling techinique, data analysis techniques use classical assumption test, multiple linear regression analysis, F test, t test, R test using the SPSS 16 program, The population in this study are customers at KSPPS BAITUL MAAL WAT-TAMWIL (BMT) EL-USWAH DHARMASRAYA, the sample in this study amounted to 96 respondents, the results showed that the product had a significant positive effect on customer decisions to save, the promotion of Tamara savings had a significant positive effect on kep the customer delegate saves, products and promotion of Tamara savings collectively have a significant positive effect on customer decisions to save.

References

Wahyulkarimah, A. (2018). Pengaruh budaya, psikologis, pelayanan, promosi dan pengetahuan tentang produk terhadap keputusan nasabah dalam memilih bank syariah. Jurnal Hukum Ekonomi Syariah, 1(1), 51–79.

Ulfa, D. (2018). Analisis pengaruh kualitas produk, kualitas layanan, lokasi, dan promosi terhadap keputusan nasabah menabung kembali (Studi Pada PT BPD Jawa Tengah Kantor Cabang Pembantu Syariah UNISSULA). Jurnal Sains Ekonomi Dan Perbankan Syariah, 8(1), 62–72.

Susanti, N. I. (2020). Pengaruh faktor keluarga, religiusitas dan kualitas produk terhadap keputusan nasabah memilih bank konvensional (Studi kasus Mahasiswa Ekonomi Syariah IAI Darussalam). Jurnal Ekonomi Islam, 11(2), 221–240.

Tajudin, M. H. (2017). Pengaruh promosi, kepercayaan dan kesadaran merek terhadap keputusan nasabah menggunakan produk tabungan haji (mabrur) bank syariah mandiri kcp. sawangan kota depok. Jurnal Ekonomi Islam, 8(1), 19–46.

Siregar, B. G. (2018). Pengaruh produk dan promosi terhadap keputusan menjadi nasabah tabungan marhamah pada pt. bank sumut cabang syariah padangsidimpuan. Jurnal Penelitian Ilmu-Ilmu Sosial Dan Keislaman, 04(1), 1–20.

Pinontoan, W., E-banking, P., Terhadap, K., Nasabah, L., Pt, P., Mandiri, B., … Manajemen, J. (n.d.). No Title. 1(4), 192–201.

Published

2021-07-27