The Influence of Financial Literacy, Financial Knowledge, And Parental Income On Financial Management Behavior

Authors

  • Rika Desiyanti FEB Universitas Bung Hatta
  • Julia Novita Sari Universitas Bung Hatta
  • Reza Fitria Universitas Bung Hatta
  • Novia Rahmawati Universitas Bung Hatta
  • Yunilma Yunilma Universitas Bung Hatta

DOI:

https://doi.org/10.37301/jmubh.v20i2.27584

Abstract

This research aims to determine and analyze the effect of financial literacy, financial knowledge, and parental income on financial management behavior in Bung Hatta University students. The variables studied include financial literacy (X1), financial knowledge (X2), and parental income (X3) as independent variables, and financial management behavior (Y) as the dependent variable. The population in this study were Bung Hatta University students, class of 2020- 2022. A sample of 251 respondents using the Proportionate Stratified Random Sampling method. The results of this study indicate that financial literacy has a positive effect on financial management behavior, financial knowledge has a positive effect on financial management behavior and parental income has no effect on financial management behavior.

 

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Published

2025-07-31

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Vol. 20 No. 2 (2025): Jurnal Manajemen Universitas Bung Hatta

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Copyright (c) 2025 Rika Desiyanti, Julia Novita Sari, Reza Fitria , Novia Rahmawati, Yunilma Yunilma

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